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WinnerNasscom AI Gamechangers 2026

The enterprise AI partner of choice for regulated industries.

Production AI for India's banks, NBFCs, insurers and Government.

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Lending Intelligence/LN-20417 · Loan against property
Processing

  1. Classify the loan file

    Artha · 5 files

    working_

  2. Parse 12 months of statements

    Statement Analyser

  3. Resolve parties

    Artha · party mapping

  4. Check against credit policy

    Policy book v3.2

  5. Compose CAM in your format

    CAM Generation

  6. Credit officer QC

    Human review

  7. Push to LOS

    REST + webhook

0/7 steps · deviation flags + policy citations3 weeks of review → 40-min QC

In production at India's lenders and in government

  • Aditya Birla Capital
  • HDFC Credila
  • Fedbank
  • Niwas
  • Fusion
  • Government of Karnataka

Partners & ecosystemNVIDIAGoogleIIScWalmartSattvaArtpark

66%

Reduction in TAT

200%

Productivity uplift

230k+

Hours saved

< 60s

12 months of statements

“Newron's CAM engine replaced three weeks of human review with a 40-minute QC step.”

Arun Velayutham · Head of SME, Aditya Birla Capital

01 · Lending Intelligence

The credit officer's second brain.

Intake to verification, across 12 commercial and consumer loan products.

Explore Lending Intelligence
Credit Approval Memo · LN-20417your format
  • Applicant & group4 parties
  • Banking behaviourABB ₹18.4 L
  • Obligations & FOIR58%
  • CollateralLAP · valued
FOIR above 55% capPolicy §4.2.1

02 · Artha Models

The models underneath Indian credit.

Vision-language models built for Indian financial paperwork.

3×

faster than frontier

the cost per document

0-shot

no templates

artha · classify + extract + mapsample batch
  • scan_0412.pdf
  • IMG_2231.jpg
  • docs_final(2).pdf
  • stmt.pdf
  • kyc.zip

  • Bank statement

    Shree Steels

  • GST return

    Shree Steels

  • ITR-V

    R. Kulkarni

  • Sale deed

    R. Kulkarni

  • PAN card

    S. Kulkarni

  • Udyam certificate

    Shree Steels

  • 01Classify5 files → 6 docs
  • 02Extractfields, tables, stamps
  • 03Map parties4 parties resolved

03 · Insurance AI

Settle claims before they're filed.

Documents checked, claims filed and denial risk predicted at intake.

Explore Insurance AI
  1. 01CheckMissing artefacts caught at intake
  2. 02FileTPA-ready packets in < 90s
  3. 03PredictLikely denials fixed before filing
Claim CLM-88214 · Health · Cashlesspacket ready in 01:24
  • Policy schedule
  • Pre-authorisation
  • Discharge summary
  • Final bill
  • Investigation reports

Denial risk

Elevated

Request investigation reports before submitting.

04 · Governance AI

Citizen services in their language.

Built with the Government of Karnataka.

Explore Governance AI
Grievance GR-30952 · handwrittensample

Read · Kannada

ರಸ್ತೆ ದುರಸ್ತಿ ಮನವಿ

Request for road repair

Routed to
Public Works
Priority
High
Reply
Kannada voice note
  • Kannada handwriting OCR
  • Regional text-to-speech
  • Grievance triage
  • Policy discovery

05 · Custom AI Services

When the product isn't enough, we build it for you.

Scope to production in 8–12 weeks.

Explore Custom AI Services
01

Custom AI engineering

Pipelines, evals and inference, built inside your team.

02

Custom foundational models

When off-the-shelf models won't do the job.

03

Business automation

Document workflows, ops tooling and copilots.

Deployment & security

Your data stays where regulators expect it.

API-first, with REST and webhooks.

Security & compliance

Your VPC

Your keys, your IAM

On-prem

Your data centre

Air-gapped

Never phones home

ISO 27001 aligned NVIDIA Inception Partner SOC 2 · in progress

One-week evaluation

A working pilot on your own data, inside a week.

  1. Day 1Sandbox on a slice of your historical data
  2. Day 5A working pilot on a real workflow
  3. Next quarterProduction rollout, inside your perimeter
Talk to UsHow we deploy